Mortgages for Spanish Property


Arranging a Mortgage In Spain:

Arranging a mortgage in Spain is not the same as arranging one in your home country. As a foreigner buying a property, the product conditions are different, as are the criteria for qualifying for the mortgage. At Sunbreak Property Services, we recommend speaking to Mortgage Direct about your Spanish mortgage.


- Independent mortgage advice for all nationalities 

- Mortgage quotes within 48 hours

- UK qualified professional advisers

- No obligation advice

- Leading mortgage broker in Spain (over 300 agents & property portals recommending them)

- Based in Spain and know the banking procedures inside and out


- Up to 70% of purchase price non-residents

- 80% of purchase price residents

- Mortgages for high-net-worth clients    

- Mortgages for Spanish limited companies   

- Construction, renovation & commercial mortgages 


Initial no obligation assessment: Aim to send mortgage quote within 24-48 hours: If client wishes to proceed, the fee is €495, which comes with a Money Back Guarantee* Mortgage underwritten with appropriate supporting documents: Once approved, bank account opened and valuation instructed** Subject to acceptable valuation, completion can be arranged: Final fee paid to Mortgage Direct (0,5% of the amount borrowed, with minimum fee of €500) The process from start to finish usually takes 4 -8 weeks:

* Please note, if the mortgage is declined prior to valuation, the €495 is refunded ** Some banks may require the account to be opened before approval and a valuation to be carried out first, but very few.

Please click on the Mortgage Direct banner above for more information

Thank You